Termite Inspection for Home Purchase
Termites cause billions of dollars worth of damage each year in the U.S. Typically, the cost for repairing termite damage in a single home run in the thousands of dollars. Consequently, anyone preparing to buy a residential property would do well to have a termite inspection. Here’s why you need a termite inspection for home purchase and what to expect from your termite inspection from A-1 Bonded Termite.
Frequently Asked Questions About Inspections for A Home Purchase
Why Request a Termite Inspection for Home Purchase?
At A-1 Bonded Termite, we highly recommend getting a termite inspection any time you prepare to buy a home. Although California does not have a legal requirement to get a termite inspection when purchasing a home, buying without one often results in significant problems.
First, depending on the type of loan you get, your lender may require a termite inspection before they will fund your loan. Second, if you purchase a home with hidden termite damage, it could cost you big time for repairs. Third, knowing about termite damage allows you to negotiate reasonable terms. Finally, unless you know that the home is termite-free, it may be worth much less than you think. Therefore, this information may affect whether you decide to buy and how much you offer the home seller.
Fortunately, a thorough termite inspection can help you avoid these problems and set you on the path to a smooth home purchase.
Who Pays for Your Termite Inspection for Home Purchase?
In most cases, the seller pays for the termite inspection when you purchase a home. In fact, some types of loans, such as an FHA or VA loan, require the seller to be the one to pay for this service. You may need to present the invoice to the lender to prove who paid the inspection fee.
Can You Look for Termites Yourself?
If your lender does not require a termite inspection for home purchase, you may feel tempted to do your own self-help termite inspection. However, doing so could cause two serious problems. First, if you disturb a termites’ nest, they typically become more active and spread out to other parts of the house. Also, you probably cannot recognize all the signs of termites and the destruction they cause without training and experience in performing termite inspections.
Where Do Inspectors Look?
The signs of termite infestations would be easier to spot if they were all out in the open. Yet, the opposite situation usually happens. For that reason, we check a wide range of areas, many of them hidden from immediate view. In any termite inspection for home purchase, we check:
- Crawl spaces
- Door frames
- Utility rooms
- The soil around the foundation
- Around the plumbing
- Exterior walls
- Surrounding property and yard
What Happens After the Inspection?
Once we complete your termite inspection for home purchase, several things can happen. First, we provide documentation of what we found. We also give you our recommendations for any treatment the home needs, an estimate of the cost, and steps to take for prevention.
Inspecting for Termites
Our highly-respected team of termite inspectors has years of experience hunting for signs of termites and the damage they cause. We know what to look for, where to look, and how to assess any damage whenever we do a termite inspection for a home purchase.
What We Look for During Termite Inspections
Termites can remain virtually unseen for many years before you notice the damage they cause. For that reason, it takes expertise and meticulous attention to detail to find and recognize the signs of their presence. Fortunately, we know how to find the telltale signs of a termite infestation by looking for things like:
- Mud tubes in the soil under and around the house
- Discarded or broken wings lost during mating
- Hexagonal-shaped wood termite droppings
- Wood showing signs of damage such as grooves, tunnels, or honeycombing
- Damage in the wood flooring resembling blisters
Benefits of Termite Inspection
Aside from the need for documentation during a home purchase, termite inspections bring several benefits. They give you a basis for informed home-buying decisions and negotiations. Also, they help you plan for the next steps in ensuring your home is termite and damage-free. Most importantly, inspections bring peace of mind. You never have to wonder if you bought a termite-infested house. Besides that, a good report means you can rest assured that you will not have to do unexpected repairs for termite damage in the immediate future.
So-called termite letters, also called wood destroying organism reports, are the documents you receive after the termite inspection. The letter confirms the completion of the inspection and details any apparent damage or infestation. This letter gives you peace of mind because it ensures that you know about the home’s condition. You might also need to present this letter to your home mortgage lender.
Lastly, we provide recommendations for termite prevention. Then, if you choose to purchase the home, you can put these practices into place immediately. And, you can take any needed measures to prevent termites before they have a chance to destroy your new property.
Termite Infestation Treatments
If we find termites or termite damage, we recommend the treatments needed to get your home back in good condition and termite-free. Then, it is up to you to decide whether to go ahead and buy the house. If you do, you can refer to the report as you negotiate with the seller to determine who will pay for the treatments and repairs.
Rely on the Best Termite Inspection Company
When you rely on our professionals at A-1 Bonded Termite for your termite inspection for home purchase, you can make your home-buying decisions and negotiations with confidence. We not only provide you with the report you need, but we follow through with recommendations for treatment and prevention. So, if you are planning to make an offer on a home, contact us to learn more about our inspection and pest control services.
We look forward to helping you succeed in this exciting home-buying endeavor!